Black Label Insurance Services
Protection Built for Boat Buyers. Coverage Designed for Marine Dealers & Brokers.
At Black Label Lenders, we believe financing and protection should go hand-in-hand. Whether you’re purchasing a boat or operating a dealership or brokerage, we offer comprehensive insurance solutions tailored to safeguard your assets, reduce risk, and provide total peace of mind.
Insurance for Boat Buyers
Protect your investment from day one.
When you finance your boat through Black Label Lenders, you gain access to a suite of insurance products designed specifically for today’s marine buyer. Our coverage options protect you, your vessel, and your financial investment—ensuring you’re fully prepared for the water ahead.
Available Coverage Options for Boat Buyers:
✔ Boat Insurance (Physical Damage & Liability)
Coverage for collision, theft, storm damage, fire, liability claims, and more.
✔ GAP Insurance
Covers the difference between what you owe and what your boat is worth if it’s totaled or stolen.
✔ Extended Service Contracts / Warranty Protection
Covers major mechanical and electrical systems long after the manufacturer’s warranty ends.
✔ Tire & Wheel Protection
Covers tire and wheel damage, trailer roadside service, and related expenses.
✔ Appearance Protection
Protection packages including gel-coat, interior coverage, and environmental damage safeguards.
✔ Personal Property Coverage
Protection for personal items you keep on the vessel—electronics, gear, equipment, etc.
Black Label Lenders ensures buyers have a seamless pathway from financing approval to selecting the right insurance protection—all in one streamlined experience.
Insurance for Boat Dealers & Brokers
Specialized coverage designed for marine businesses.
Marine dealers and yacht brokers run complex operations with unique risks—high-value inventory, customer test drives, on-water operations, storage facilities, mobile technicians, and more. Black Label Lenders offers a full suite of commercial coverages tailored to protect your business from every angle.
Commercial Insurance Solutions for Dealers & Brokers:
✔ Commercial Property Insurance
Protection for buildings, showrooms, storage facilities, docks, and business contents.
✔ Commercial Inland Marine Insurance
Coverage for boats, motors, trailers, and equipment in transit or stored off-site.
✔ Commercial General Liability
Covers bodily injury, property damage, premises liability, and additional business risks.
✔ Equipment Breakdown Insurance
Protection for mechanical or electrical equipment failures—HVAC, lifts, tools, and more.
✔ Commercial Crime Insurance
Coverage for employee theft, forgery, fraud, and financial loss tied to criminal activity.
✔ Commercial Auto Insurance
Covers dealership vehicles, tow vehicles, mobile service trucks, and demo units.
✔ Miscellaneous Commercial Insurance
Custom coverage packages for unique business operations, events, and specialized exposures.
✔ Businessowners Policy (BOP)
A bundled solution combining property, liability, and business interruption coverage.
✔ Workers Compensation
Required protection for employees injured on the job—covers medical, lost wages, and recovery.
Why Marine Businesses Trust Black Label Lenders
One provider for financing, insurance, and dealer support
Marine-specific underwriting experience
Streamlined process for both retail customers and dealerships
Competitive pricing and top-rated carriers
Advisory support to ensure the right coverage for the right risks
We help dealers protect their business AND enable them to offer customers insurance at the point of sale—creating an end-to-end protection and financing ecosystem.
Two Paths. One Trusted Partner.
Whether you’re financing your dream boat or running a marine dealership or brokerage, Black Label Lenders is your all-in-one resource for smart financing and comprehensive insurance protection.
→ Contact us today to learn more about insurance coverage options for buyers, dealers, and brokers.
